mcp-deposits
Security and retainer deposits, held per client, on the same engine as your invoices.
A deposit is the client's money sitting on your account. It has to be recorded when it arrives, setagainst an invoice when the work is billed, given back when it is not, and answered for at any pointin between: how much of theirs are you holding, in which currency, since when. This server doesthose four things, against the invoices and the clients the mcp-invoice server already holds. Whena deposit is applied to an invoice, the payment is recorded on that invoice, so invoice_list andoverdue_report stop chasing money you already have. Everything stays on your machine.
Built on @theluckystrike/mcp-invoice/lib for the money, currency and store code, and on@theluckystrike/mcp-billing-docs/lib for the A4 page, so a deposit statement looks like the creditnote and the invoice next to it and agrees with them to the minor unit.

Install
Claude Desktop (claude_desktop_config.json):
{
"mcpServers": {
"deposits": {
"command": "npx",
"args": ["-y", "@theluckystrike/mcp-deposits"]
}
}
}
Claude Code:
claude mcp add deposits -- npx -y @theluckystrike/mcp-deposits
Cursor (.cursor/mcp.json):
{
"mcpServers": {
"deposits": {
"command": "npx",
"args": ["-y", "@theluckystrike/mcp-deposits"]
}
}
}
Run mcp-invoice alongside it: this server reads that server's invoices and clients, writes thepayment an applied deposit makes onto the invoice, and both take their name, address, VAT id anddefault currency from one shared business profile.
Tools
| tool | what it does |
|---|---|
deposit_record |
Record a security or retainer deposit received: amount in minor units, currency, date, reference |
deposit_list |
Every deposit with received, applied, refunded and held. Filter by client, status, kind or date |
deposit_apply |
Apply part or all of a held deposit to an invoice, as a payment on that invoice |
deposit_refund |
Give part or all of a held deposit back, with the date and the method |
deposit_balance |
What is held, per client and per currency: received, applied, refunded, held |
deposit_statement_text |
The plain-text statement to paste into an email |
deposit_statement_pdf |
The A4 PDF, titled DEPOSIT STATEMENT (Pro) |
deposits_report |
Held per currency, the oldest held deposits, and what has sat unapplied for N days (Pro) |
license_status, license_activate |
Free or Pro, and how to upgrade |
One resource, deposits://held, and one prompt, settle_deposits.
Free vs Pro
| Free | Pro | |
|---|---|---|
| Deposits recorded per calendar month | 5 | Unlimited |
| Applying to invoices, refunds, balances, lists | Yes, unlimited | Yes |
deposit_statement_text |
Yes, unlimited | Yes |
deposit_statement_pdf |
No | Yes, plus your logo and no footer credit |
deposits_report |
No | Yes |
The free cap is on recording new deposits only. Money already held can always be applied, refundedand accounted for, on any tier: a limit that trapped a client's deposit would be a limit on theirmoney, not on yours.
Get Pro: https://mcp.zovo.one/buy/deposits ($19 one-time for this server, $39 for the bundle).
A measured thing
The invoice server's own payment tool SETS the amount paid, so routing a deposit through it erasesthe payment that came before. Measured against servers/invoice/dist/index.js on a EUR 1,000.00invoice: invoice_mark_paid {amount: 200} for a bank transfer, then invoice_mark_paid {amount: 300} for the deposit, leaves paid_minor at 30000 and the reply reads "balance due EUR 700.00". TheEUR 200.00 that actually arrived is gone from the record, and the client gets chased for it.
deposit_apply writes the same three fields on the same record -- paid_minor, paid_date,status -- but ADDS: the same two payments leave paid_minor at 50000 and a balance due of EUR500.00. Asserted in test/unit.test.mjs, "a second application ADDS to paid_minor, it does notreplace it".
The general form: a store shared between two servers is safe to write only if you have read how theowning server writes it. The field names matching is not the contract; the arithmetic on them is.
Privacy
All data stays local: ${XDG_DATA_HOME:-~/.local/share}/mcp-servers/deposits/. No account, no APIkey, no network call, ever. Licence keys are verified offline.
Built by theluckystrike. Support: [email protected]